Advanced Learner Loan


An Advanced Learner Loan is a Government scheme to help people aged 19 or over to fund the cost of an approved training or college course which is at Level 3-6. Learners are entitled to access up to four loans, which they can take out either one after the other or at the same time.

The availability of Loans for learners aged 19 to 23 at Level 3 does not replace the legal entitlement to full funding for a first full Level 3 for learners aged 19 to 23. You should check your entitlement before applying for an Advanced Learner Loan.  To find out more information contact us.

Advanced Learner Loans have to be paid back. Repayments don’t start until the April following the completion of your course, and you won’t have to pay anything back until you earn more than £21,000 a year. The loan doesn’t depend on your income and there are no credit checks. You pay back your loan (plus interest) when you finish your course and earn more than £21,000 a year. Your repayments will stop if your income drops below £21,000 a year. Your annual repayment amount will be 9% of any income you earn over £21,000.

You must be 19 or older on the first day of your course to qualify for an Advanced Learner Loan and you must hold either a valid UK passport that is in date or a certified birth certificate. For full details or to find out if you are eligible contact Vita now.


Still unsure?

Use the repayment calculator below to find out how much you will repay – It’s important you consider your own circumstances and look into all options for paying for your course before choosing to take out a loan. You can get independent financial advice from the Money Advice Service at

You’ll find more information on Advanced Learner Loan funding at &, for information on loans and repayments see or for full details, please contact Vita and apply today!